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Free Checking

Home Personal Banking Checking Free Checking

Free Checking

Want all the basics with no monthly service charge? Then our Free Checking account may be the right fit for you.

Open account

 

Standard Features

Features 

Minimum balance to open

$100

Minimum daily balance

No minimum balance

Monthly service charge

No fee

Secure electronic statements

Free and required

If you choose to receive a paper statement or paper image statement, you will be charged $3/statement1

Earns interest

No

Online and mobile banking

No fee, message and data rates may apply

Online bill pay

No fee

Standard debit card

No initial set up fee

Withdrawals from MidWestOne-owned ATMs

No fee

Withdrawals from ATMs not owned by MidWestOne

$1/withdrawal

 

Optional Features

Optional Features

OneCard customized debit card

$10 initial set up fee.1

Overdraft protection

Available, learn more

 

Open account

1Sales tax may apply.