Power Checking: Interest earned easily.

With Power Checking, you’ll earn 1.50% annual percentage yield (APY*) on your checking account on balances up to $25,000. Qualifying is simple, and there are no minimum balances or monthly service fees.


  • $0.00-$25,000.00 - 1.50% APY*
  • $25,000.01 and above - 1.50% APY* for first $25,000, 0.10% beyond
  • Non-qualifying rate - 0.05% APY* 

You’ll receive up to $15 in ATM fee refunds for each cycle you qualify. Power Checking truly makes it easy to make your money work for you.

It’s empowered money management. It’s Power Checking with MidWestOne.


*Stated APY are current as of 4/27/18 and are subject to change.