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Privacy Policy

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FACTS: What does MidWestOne Bank do with your personal information?

Click here to download our Privacy Policy

If you could like to submit a Do Not Contact request or limit our sharing, please click here.
 

Revised 03/2019

Privacy Policy
WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and income
  • Credit history and credit scores
  • Account balances and payment history
HOW? 

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons MidWestOne Bank chooses to share and whether you can limit this sharing.

reasons we can share your personal information
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

Does MidWestOne Bank share?

Can you limit this sharing?

FOR OUR EVERYDAY BUSINESS PURPOSE: 

SUCH AS TO PROCESS YOUR TRANSACTIONS, MAINTAIN YOUR ACCOUNT(S), RESPOND TO COURT ORDERS AND LEGAL INVESTIGATIONS, OR REPORT TO CREDIT BUREAUS.

Yes

No

FOR OUR MARKETING PURPOSES:

TO OFFER OUR PRODUCTS AND SERVICE TO YOU

Yes

No

FOR JOINT MARKETING WITH OTHER FINANCIAL COMPANIES

Yes

No

FOR OUR AFFILIATES' EVERYDAY BUSINESS PURPOSES:

INFORMATION ABOUT YOUR TRANSACTIONS AND EXPERIENCES

Yes

No

FOR OUR AFFILIATES' EVERYDAY BUSINESS PURPOSES:

INFORMATION ABOUT YOUR CREDIT WORTHINESS

No

We don't share

FOR OUR AFFILIATES TO MARKET TO YOU

Yes

Yes

FOR NONAFFILIATES TO MARKET TO YOU

No

We don't share

TO LIMIT OUR SHARING
TO LIMIT OUR SHARING

Call: 1-800-247-4418
 

Click HERE to submit a Do Not Contact request or limit our sharing.

 

Please note:  If you are a new customer, we begin sharing your information 30 days from the date we sent this notice.  When you are no longer a customer, we continue to share your information as described in this notice.  However, you can contact us any time to limit our sharing.

QUESTIONS

 

Call  1-800-247-4418 or go to www.midwestone.com/contact-us

WHO WE ARE
WHO WE ARE
WHO IS PROVIDING THIS NOTICE?

MidWestOne Bank

WHAT WE DO
HOW DOES MIDWESTONE BANK PROTECT MY PERSONAL INFORMATION?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

  • We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
HOW DOES MIDWESTONEBANK COLLECT MY PERSONAL INFORMATION?

We collect your personal information, for example, when you

  • Open an account or deposit money;
  • Pay your bills or apply for a loan;
  • Use your credit or debit card;
  • Direct us to buy securities or enter into an investment advisory contract

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

WHY CAN'T I LIMIT ALL SHARING?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your credit worthiness.
  • Affiliates from using your information to market to you.
  • Sharing for nonaffiliates to market to you.
WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE?

Your choices will apply to everyone on your account.

DEFINITIONS
DEFINITIONS
AFFILIATES

 

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with common corporate identity of MidWestOneBank such as MidWestOne Financial Group, Inc., MidWestOne Insurance Services, Inc., DBA Butler-Brown Insurance Agency.
NON-AFFILIATES

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • MidWestOne Bank does not share with non-affiliates so they can market to you.
JOINT MARKETING

A formal agreement between nonaffiliated financial companies that together market financial products or service to you.

  • Our joint marketing partners include credit card, investment, and financial and nonfinancial companies.