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Remote Deposit Capture

Remote Deposit Capture lets you deposit checks daily, without ever leaving your business.

Remote Deposit Capture

How It Works

  1. The consumer presents you with a check.
  2. You process the check using an image scanner.
  3. The image is sent electronically to MidWestOne and processed as an actual check.


  • Same day availability of funds if made prior to cut-off time
  • Reduces trips to the bank
  • Images are sent via a secure website
  • No longer necessary to physically transport checks to the bank
  • Deposits are made at your convenience


  • $30.00* per month for single feed scanner
  • $45.00* per month for automatic feed scanner

*Sales tax may be applicable

 For a video demonstration, visit the Online Banking Learning Center.

 Check out our helpful RDC User Guide.

MidWestOne Bank’s Annual Online Security Review (video)