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Student Loans

We work with Iowa Student Loan, the state’s nonprofit student loan experts, to offer competitively priced supplemental private loans to help you pay for college.* 

  • The Partnership Advance Education Loan (Partnership Loan) is for students and their cosigners.
  • The College Family Loan is for parents, family members and others who wish to borrow on behalf of a student.

With these loans, you know what you’re getting before you apply, as all terms and conditions, including credit score requirements for specific rates, are provided upfront.  In addition, there are no upfront origination fees and you can earn an interest rate reduction for making payments by auto-debit in repayment. Note: Both the Partnership Loan and College Family Loan are subject to credit approval.

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Tools and Tips to Help Minimize Borrowing

Take advantage of these smart borrowing resources while planning for college and before applying for students loans.  These free resources include online tools to hlep students and families:

  • Avoid overborrowing
  • Explore jobs and potential earnings for graduates of specific majors.
  • Estimate total college costs for four years of undergraduate students.

Before applying for a private loan, be sure to complete the FAFSA, or Free Application for Federal Student Aid, first.  You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

About Iowa Student Loan

Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help Iowa students and families obtain the resources necessary to succeed in postsecondary education.

*MidWestOne Bank is compensated by Iowa Student Loan for the referral of Partnership Loan customers.

Loans subject to credit approval.



“They have retained the ethos of how banks used to be. Customers are customers not numbers regardless of how much you have in the bank. Very friendly and helpful.”  

David O. — Naples, FL customer