(Updated December 23, 2013)
Target announced Thursday, December 19, 2013, that it had suffered a massive data breach that affected at least 40 million of the customers who visited its stores during the height of the holiday shopping season. The company says that it has resolved the problem and that its systems are now secure. To be clear, the individuals responsible for this fraudulent activity did not hack into the MidWestOne Bank database. For those who may have been affected by the breach, here’s what you need to know:
5. Target's official notice.
All MidWestOne Bank Commercial and Business Credit Card cardholders that have compromised cards have already been identified and contacted as of December 20, 2013.
If you hold a MidWestOne Bank consumer credit card, issued by Commerce Bank, please call Commerce Bank at 800-645-2103.
This situation highlights the potential benefit of a new offering from MidWestOne Bank, Deluxe Provent ID RestorationSM service. For $2.00 per month, you get a certified resolution specialist, breach and threat alerts, End2EndSM Defense – a fraud resolution process that includes (1) discovery, (2) isolation & restoration and (3) prevention - and more. Sign up at your local MidWestOne location.
Additionally, we wish to remind everyone to never reply to emails, phone calls, or text messages that request your personal information. Criminals may pretend they are your bank, particularly after a high-profile data breach. MidWestOne Bank will never contact you by phone or email to ask for your account numbers, PIN numbers, or any other confidential information.